What happens to my Greek home insurance if my property is empty for more than 30 days?

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Most Greek home insurance policies contain a vacancy clause that excludes coverage when a property remains unoccupied for more than 30 consecutive days. This means if you experience a burglary, water leak, or other covered event while you're abroad, your claim could be denied entirely. To maintain valid coverage, you typically need written confirmation from your insurer that they'll cover the property during extended vacancy, and evidence that the property is being regularly monitored. Home Watch Athens provides scheduled visits with photo documentation that satisfies most insurers' requirements for maintaining coverage on unoccupied properties.

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